Refinance Calculator

Is Refinancing Your Home Loan Worth It?

Enter 4 numbers. See how much you save, what the fees are, and when it starts paying off.

Your current home loan

Check your bank app or latest statement. Nothing you type leaves your phone.

RM
%
yrs
RM
More details (optional — makes the estimate sharper)
%
RM
%
yrs

Rather not calculate? Just ask us on WhatsApp

How you pay decides how much you save

Same new loan, three ways to pay. Compared on total cash out of your pocket.

What refinancing costs

Estimated from the official scale fees. Already included in the savings above.

Want these numbers checked against a real offer?

Our banking partner handles the refinance; we check your numbers and the protection on your new loan. Free, no obligation.

💬 Send my result on WhatsApp

The message is pre-filled with your result — just press send.

🛡️

Refinancing? Check your loan protection too

Your old MRTA usually ends with the old loan. Before signing the new one, compare MRTA vs MLTA — the cheapest bank offer isn't always the cheapest over 30 years. Optional, never compulsory.

Follow for more real-life money cases

This calculator gives estimates only. It is not a loan offer from any bank.