Personalised insurance planning built on integrity, nurture, specialised advice and teamwork.
INS-T is led by founders Traven and Laureene, with a dedicated team of licensed agents — Penang-based, serving clients across Malaysia.
Honest advice, always in your best interest.
We grow long-term relationships, not just policies.
Tailored solutions matched to your life stage.
A team that works together for your benefit.
We take the time to understand your needs and recommend the plan that's genuinely right for you.
Safeguard your family's financial future.
Comprehensive coverage for hospitalisation and critical illness.
Build a steady stream of income for your golden years.
Plan ahead for your children's education journey.
Succession, keyman and buy-sell planning for business owners.
We walk you through what a policy does not cover — before you sign, not after.
Our claims and after-sales expertise stands among the very best in northern Malaysia.
We never sell a policy and disappear — we stay by your side for the long run.
A real team, not a directory of names.
Meet the Team